The Co-operators Group Limited is a third-tier cooperative whose member-owners include cooperative organizations and credit union centrals around Canada. It provides insurance and financial services in three core areas (property and casualty insurance, life insurance and institutional investments) and has more than $35.1 billion in assets under administration and 4,632 employees. The Co-operators protects over 722,000 homes, 1 million vehicles and 509,000 lives.