NCB, FSB (NCB), a federally- charted savings bank is the only bank in the United States dedicated to delivering nationwide banking products and solutions to cooperatives and other member-owned organizations throughout the country. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, education and housing solutions to the nation’s communities that are most in need. What makes NCB unique is that the bank was created to address the financial needs of an underserved market niche – people who join together cooperatively to meet personal, social or business needs, especially in low-income communities.